Get to know the details of the Santander SX card, and find out all its advantages, disadvantages and the details that make this credit card a great option for you
Developed by Santander bank, the Santander SX card has stood out as a popular credit card option, winning the attention and interest of many consumers looking for their first credit card.
Santander SX is designed to offer a series of benefits and functionalities aimed at meeting the diverse financial needs of its customers, providing an advantageous, simple and convenient credit card experience.
One of the highlights of the Santander SX is the possibility of cancelling the card's annual fee. In other words, by meeting certain requirements demanded by the bank, such as spending over R$100 and registering their CPF and mobile phone as a PIX key, card users can get free annual fees.
The Santander SX Card also stands out for the discounts it offers at a variety of partners, including Shell petrol stations, cinema tickets, hotel reservations and popular shops, providing customers with additional opportunities to save on their purchases.
Another advantage of this card lies in its additional benefits, such as the possibility of free insurance that contributes and provides an extra layer of protection for its customers during their financial transactions.
And despite the many advantages, some negative points also stand out, such as some high rates on revolving credit and the obligatory minimum payment, which can also be considered a disadvantage.
Before assessing whether this card is right for you and fits in with your financial reality, here are a few details that are worth analysing. Read on to find out more.
Santander SX Card: Features
Before you find out if this credit card is right for you, take a look at some of its features:
Flag
The card operates under the Visa banner, which gives you even more benefits with the Vai de Visa programme, which has various services, insurance and assistance that will make your day-to-day life easier.
Annuity
It is possible to cancel the annual fee on your Santander SX Card:
- Spend at least R$ 100.00 every month on your SX card;
- Register and keep your CPF and mobile phone as a PIX key at Santander.
Virtual Card
Possibility to generate an Online Card and buy securely on websites and apps at no extra cost
Credit limit
It is possible to increase your Santander SX card limit. To do this, Santander gives tips on behaviours that can help you increase your limit:
- Pay your invoices in full by the due date.
- Reach the minimum amount required for purchases on each of your card invoices.
- Make sure your CPF does not have any restrictions.
Cashback
The Santander SX card has a cashback programme, which means that part of the amount spent is returned to the customer.
Advantages
- 2 zero annual fee options;
- Card for online purchases;
- Special offers at Sphere Partners (Natura, Centauro and many more);
- 24x bill instalment payment;
- Benefits of the main Visa and MasterCard Flags;
- Discounts and advantages of the 'Vai de Visa' programme.
Disadvantages
- So far there is no points or cashback programme.
- The annual fee is only free if you meet the spending requirements and register your CPF and mobile phone as a PIX;
- It's a basic entry-level card, without many benefits compared to its competitors.
Way app
The Santander SX Card is offered by Santander, one of the most consolidated banks in Brazil. The Santander SX Card replaced the old Santander Free card offered by the bank. This update has brought more modernity to the model and more benefits too.
To manage your card, Santander has developed the Way app, a platform for managing your cards and financial expenses in a simple and secure way.
With the Way app, you can keep track of your spending, check your invoices, limits, password and much more. As well as being able to make your payments, send and receive money and all the main benefits found in digital banking apps.
The Way app can be found for both Android and iOS devices.
Is it worth it?
If you're looking for a good credit card that will meet your financial needs without too many extra and exclusive benefits, the Santander SX is a good option for you. In other words, the decision to get a Santander SX card depends on your financial needs and management capacity.
The advantages of zero annual fees and a minimum limit of R$ 250 can be a good option for those looking for their first credit card. Especially as it offers discounts in partner shops.
Before making your final decision, consider evaluating other options on the market to analyse what best fits your financial reality.
If you're interested in applying for your Santander SX, here are some tips on how to apply for your card:
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