Find out how to apply for your Banco Inter card and enjoy all the benefits this credit card can offer its customers
Since its inception, the credit card has become one of the greatest financial facilities available on the market. With a good credit card, you can organise yourself while consuming what you want and enjoying great benefits and advantages. The Banco Inter Card is an example of this.
With a pre-established credit limit and the possibility of paying only on the due date, credit cards can simplify consumers' financial transactions, provided they are used with adequate organisation and control.
Founded in 1994, Banco Inter emerged as an innovative financial institution based in Minas Gerais, consolidating its presence in the financial market since 1999.
Recognised for its diversified operations in the financial and credit segment, Banco Inter offers its customers a range of products and services, including the Banco Inter credit card.
The Banco Inter Card not only allows you to make purchases in national and international establishments, but also offers the functionality of withdrawals from partner networks such as 24h Banks.
It also stands out for offering its users one of the best exchange rates for international transactions, making it an attractive option for those shopping abroad.
In this context, discover the features and benefits of the Banco Inter Card, analysing how it can make life easier for consumers in both local and international transactions.
See also the advantages of using the card in different purchase scenarios and how it stands out compared to other options available on the financial market.
Banco Inter: digital account
Banco Inter's digital account offers customers a banking option with no maintenance fees, providing access to a variety of banking services at no extra cost.
Managed through a complete application, the account allows you to carry out banking operations, investments and loans quickly and conveniently.
In addition, customers receive a free debit card and have the option of applying for a credit card linked to the account.
To summarise, Banco Inter's digital account represents an economical and efficient alternative for customers' financial needs
Banco Inter Card: Features
Digital Banking
The credit card is linked to an account with Banco Inter, where you can make cheque deposits, pay bills and consumer bills and access an investment mall, all through a single app.
Flag
Inter bank cards operate under the Mastercard banner, and its customers enjoy all the benefits of the banner.
Card types
Banco Inter offers four types of card - Gold, Platinum, Black and Win-depending on your monthly income and cashback on bills ranging from 0.25% to 1.00%, depending on the type of card you have.
Points programmes
Banco Inter's points system varies according to the customer's card model:
- Gold1 point for every R$ 10.00 spent
- Platinum1 point for every R$ 5.00 spent
- Black1 point for every R$ 2.50 spent
- Win1 point for every R$ 2.00 spent
No minimum value
The Banco Inter Gold Card is the only one with no minimum spend stipulated, making it the most affordable card initially and also the one with the lowest cashback percentage. Even so, assuming a spend of R$3,000.00, around R$7.50 comes back to you in the form of cashback.
Digital wallet
You can use your card in digital wallet services such as Google Pay, Apple Pay, Samsung Pay and WhatsApp Payments.
Card features
- Free PIX transactions;
- Investment portfolio;
- Payment of bills;
- Mobile phone top-up;
- Savings;
- Bill of exchange and cheque deposits;
- Credit;
- Salary portability;
- Open Finance;
- Shopping centre;
- And more.
Advantages
- Make international transactions with your credit card.
- Monitor your financial activities with the Super App.
- Make payments by approximation.
- Categorise your expenses.
- Split your purchases into up to 8 interest-free instalments.
- Advance payment of instalments using the Super App.
- Generate a virtual card for your online purchases.
Apply for a Banco Inter Card
Before you can apply for your Banco Inter Card, you must first open a digital account with Banco Inter, and it is only by opening this account that you can access the credit card.
To open your account you need to go to the official Banco Inter website or the official app and register with your updated details. After filling in the form, a credit analysis will be carried out and if approved, you can enjoy all the benefits and functionalities available in the app.
You will be redirected to an external site!
Conclusion
In short, the Banco Inter Card can be an interesting choice for those looking for a digital banking option with no fees.
Linked to Banco Inter's free digital account, it offers advantages such as international acceptance, zero annual fees and benefit programmes such as cashback. Management is simplified via the bank's app.
However, some limitations, such as possible credit restrictions and reports of customer service problems, should be considered when making this decision.
Before making your decision, it is necessary to assess your personal needs and preferences, which is essential to determine whether the Banco Inter Card is right for you.
Read also: The 7 best credit cards in Brazil
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