Joyce Gomes - Valor e Capital
Joyce Gomes

Joyce Gomes

I'm Joyce Gomes, a writer and content creator at Valor e Capital. My passion for travel, finance and technology led me to bring these topics together in a single space, where I share practical tips and insights for those looking to optimise their financial lives, explore new destinations and take advantage of the most innovative trends of the moment. With a strategic and forward-looking approach, my aim is to help you make more informed decisions and maximise your potential, whether you're planning a trip, investing or choosing the best app for your needs.

Earn extra income with Surveoo

extra income

Turn your free time into extra income with Surveoo! Find out how this platform can supplement your budget Achieving financial stability is a common goal, but not always easy to achieve. Many people are looking for practical ways to supplement their monthly income without compromising the time dedicated to their main activities. In this scenario, digital platforms are emerging that offer real income opportunities...

How to find and buy cheap airline tickets

buy cheap tickets

Find out how to take advantage of the best promotions and discounts to buy cheap airline tickets Travelling by plane was once a privilege for the few, but today airline tickets are more accessible, especially with the increase in promotions. But to guarantee the best prices, you need to be aware of some strategies and tools that make it easier to find the lowest fares. The...

All about Nubank

nubank

Discover all the advantages, modalities and functionalities of the Nubank Card, the digital card that has won over millions of Brazilians! The Nubank Card is one of the most popular options in Brazil, with no annual fee, transparency and totally digital management via the app. Nubank: Digital Control and Simplicity Disclaimer: You are going to the Bank's website. Purple has not only conquered Brazilians...

All about Mercado Pago

Mercado Pago

Find out how the Mercado Pago card can bring many benefits and practicalities to your financial life. The Mercado Pago Card is a practical and affordable solution for those looking for a credit card integrated with their digital account. With no annual fee and full control via the app, it makes financial management easier and offers exclusive benefits, such as discounts and a longer term...

All about Banco Pan cards

pan

Find out more about the Banco Pan card and why it has become one of the most popular cards for those looking for practicality and fast approval The Banco PAN Card is a financial solution that combines practicality, exclusive advantages and accessibility, making it an efficient choice for Brazilians who want to organise their finances. Banco Pan: payroll loans and...

Digital banks without annual fees: the best in 2024

digital banks

Discover the best fee-free digital banking options to simplify and optimise your financial life. The Brazilian financial sector has undergone a revolution in recent years, with digital banks gaining prominence for offering practicality, savings and innovation. By eliminating bureaucracy, queues and especially abusive fees such as credit card annuities and maintenance fees, these fintechs have conquered...

Africa: best destinations to visit

Africa

Discover the best destinations in Africa, from breathtaking landscapes to rich cultures. Plan your dream trip to the vibrant continent. The African continent is full of surprises and beauty. Here, you'll find the best places to visit. Each destination offers a unique experience, showcasing the continent's cultural diversity and natural wonders. Prepare to be inspired...

How to get out of debt

debt

Discover effective strategies for getting out of debt and recovering your financial health with our complete guide. More than 62% of Brazilians are in debt, according to recent figures. This shows that many of us have already experienced this problem. But don't worry, this article will help you understand debt and get out of it. You'll learn...

Bolsa Atleta: how to apply

athlete grant

Find out how the Bolsa Atleta programme can boost your sporting career! The practice of sport in Brazil is a means of social transformation and the fulfilment of dreams. For many athletes, however, the costs involved in training and taking part in competitions can be an obstacle. It is in this context that Bolsa Atleta, created by the federal government, plays a crucial role....