Elisa Fernandes - Valor e Capital
Elisa Fernandes

Elisa Fernandes

Elisa Fernandes is an editor at Valor e Capital. With an analytical and curious approach, her focus is to provide relevant and up-to-date content on finance, trends and technology. She believes that well-structured information is the key to smarter decisions, whether it's financial planning or choosing the best app to optimise your day-to-day life. Her work is aimed at transforming complex topics into accessible and practical insights, helping readers to take control of their finances and explore new possibilities with confidence.

How to plan your finances for travelling at the end of the year

planning your finances

Discover effective tips for planning your finances and realising your dream trip at the end of the year without compromising your family budget. Did you know that 90% of people who plan their finances for travelling have a better experience? If you want to travel at the end of the year without overspending, it's important to know how to plan your finances. Here are some tips to help you...

How to control another mobile phone and device

control another mobile phone

Find out how to control another mobile phone safely and efficiently. Read on and see the best options! Have you ever wondered how to control another device with your mobile phone? If we can do so many things with mobile phones, why not have even more control over other devices? In an increasingly connected world, remote control of mobile devices is no...

Voa Brasil: how to join and issue tickets

fly Brazil

Find out how to take advantage of the Voa Brasil programme to travel for less! Travelling around Brazil is a common desire among many Brazilians, but costs don't always allow this dream to become a reality. With this in mind, the government launched the Voa Brasil programme, an initiative that offers airline tickets at affordable prices, making air transport more inclusive...

CNH Digital: how to download the application

digital licence

Find out how to download the CNH Digital app and enjoy all the benefits of this application that promises to make your day-to-day life easier! Don't be afraid of being pulled over without your licence! CNH Digital has emerged as an innovation that transforms the way Brazilian drivers deal with their National Driver's Licences. Available for access directly on...

Youth ID: how to apply

youth id

Find out how to apply for the Youth ID and travel free of charge. Learn how to register and find out about the benefits of the government programme. Did you know that millions of young Brazilians have access to benefits that promote mobility, culture and social inclusion, all free of charge? ID Jovem, or Youth Identity, is a federal government initiative that facilitates...

Apps to save mobile phone battery

save battery

Discover the 3 best apps currently available that will help you optimise and save your phone's battery Battery life is a constant concern for smartphone users, especially with intensive use of the device for personal and professional activities. Various factors contribute to rapid energy consumption, such as the brightness of the screen, networks like Wi-Fi and...

Contactless payment: is it safe?

payment by approximation

Find out how proximity payments work and lose your fear of using this option that promises to transform your shopping experience. In recent years, proximity payment has gained prominence in Brazil and has become an increasingly popular option among consumers. This technology, also known as contactless, allows transactions to be carried out from...

How do I buy plane tickets?

buy airline tickets

Find out how to find and buy airline tickets that fit in your pocket, and see tips for saving money on your next trips! Travelling by plane is a practical and quick way to get around, but the task of buying tickets can be challenging, especially when looking for savings and good value for money. Planning your purchase is essential to avoid extra costs and...

Auxílio Brasil: what this programme was all about

brazilian aid

Find out what the Auxílio Brasil programme was, created in 2021, and what programme took its place Auxílio Brasil was a programme that was in force in Brazil for just over two years. It was created in 2021 by the federal government to replace Bolsa Família, a programme that had been in place since 2003. Like its predecessor, the...