Get to know the replacement for Santander Free and find out if the Santander SX Card is the ideal credit card for you to manage your spending and enjoy the benefits
The Santander SX Card is an offer from Banco Santander, and has replaced the Santander Free card. The credit card was changed and redesigned precisely to modernise it and make it even more competitive against its competitors.
Designed to offer a range of benefits and functionalities to meet customers' diverse financial needs, it provides an advantageous, easy and convenient credit card experience.
One of the outstanding features of the Santander SX is the possibility of eliminating the card's annual fee. This means that by meeting certain requirements set by the bank, such as spending more than R$100 and registering CPF and mobile phone as the PIX key, users can get the annual fee waived.
In addition, the Santander SX Card stands out for the discounts it offers at a variety of partners, including Shell petrol stations, cinema tickets, hotel reservations and popular shops, providing customers with additional opportunities to save on their purchases.
Another advantage is the inclusion of additional benefits, such as free insurance, which offers customers an extra layer of protection during their financial transactions.
However, despite the many advantages, some negative points also deserve attention, such as the high rates on revolving credit and the mandatory minimum payment, which can be considered disadvantages for some customers.
Before deciding whether the Santander SX card is right for you and your financial situation, it's important to carefully analyse these details. Read on for more information.
Banco Santander x Santander SX
The Santander SX Card is an offer from Santander, one of the most established banking institutions in Brazil. It replaces the old Santander Free and brings with it an update that adds modernity and more benefits to the previous model.
Although it's offered by Banco Santander, you don't necessarily have to be a Santander account holder to have access to Santander SX. If your request is accepted, you can have your SX and manage it through the app developed by the bank itself.
Way app
To make card management easier, Santander has developed the Way app, a platform that allows users to control their cards and finances in a simple and secure way.
Through the Way app, users can monitor their spending, check their invoices, limits and passwords, as well as make payments, send and receive money, and enjoy all the main benefits offered by digital banking apps.
The Way app is available for both Android and iOS devices, providing a convenient experience for a wide range of users.
Santander SX features
Flag: Visa
Cover: International
Annual fee: it can be free if you spend at least R$ 100 or if you register your CPF and mobile phone as PIX keys
Minimum income: R$ 1,045.00
Application: Management via the Way app
Virtual card: It has
Cashback: It has
Credit limit: Minimum R$ 250 with the possibility of increasing
Criteria for contracting the Santander SX Card
Option 1:
- Be an account holder at the bank, register your mobile phone and CPF as key pix and have a minimum income of R$ 500.00.
Option 2:
- Have a minimum income of R$ 1,045.00 and a minimum monthly spend on the card of R$ 100.00.
If the requirements are not met, the annual fee for the card is R$ 399.00/year with R$ 200.04/year per additional card.
Main benefits
- 2 zero annual fee options;
- Accepted in national and international establishments;
- Santander Pass: Card in the form of a bracelet, watch tag and sticker. Just tap and pay;
- The Santander SX Card offers a virtual card and contactless payment;
- Possibility of withdrawing cash in the credit function and paying the bill in instalments up to 24 times;
- Discounts of up to 50% and cashback at the best shops in Shopping Esfera (Natura, Centauro, Fast Shop, Sem Parar, Pizza Hut and many more).
- Access to the "Vai de Visa" benefits programme;
- Offers up to 40 days to pay for purchases.
Disadvantages
- So far, it does not offer a rewards programme in the form of points or cashback.
- Exemption from annual membership fees is conditional on meeting spending requirements and registering your CPF and mobile phone number for PIX.
- It's considered a basic entry-level card, with fewer benefits compared to competitors on the market.
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